If you have been involved in a car accident in Manhattan, and the other driver lacks sufficient auto insurance coverage or lacks any coverage at all, you may have to file an uninsured or underinsured motorist claim, which are also called UM/UIM claims.

The experienced, skilled and dedicated Manhattan car accident attorneys at Schwartzapfel Partners P.C. have helped thousands of clients with UM/UIM claims throughout New York City and have obtained millions of dollars in compensation and other benefits they need and deserve.

Allow our New York auto accident attorneys and support staff to put their combined 150 years of legal experience to work for you. We have a 95 percent success rate and a track record of getting positive results for our clients.

Call Schwartzapfel Partners P.C. today at 1.800.966.4999 or use our convenient online contact form for a free case evaluation.

Depending on your own auto insurance policy, you may already have UM/UIM coverage. This coverage allows your own insurance company to supplement what the other driver's policy lacks. If you have this coverage, you can file a claim against your own insurance company following an accident with an underinsured or uninsured driver that results in serious injuries. Keep in mind the following:

• New York law requires that your injuries be "serious" to file a claim for UM/UIM coverage. Determining which injuries qualify can be difficult. Our Manhattan car accident attorneys have represented enough injury victims to assess whether your injuries merit filing a claim.
• Insurance companies, even your own, will try to minimize the money paid out for an accident. Just because you are their client doesn't mean they will accept your claim. They may try to deny coverage by saying you were at fault in the auto accident, or they might dispute the cost of your injuries to minimize their claim payout. Our attorneys know insurance companies and their tactics, and the insurance companies know we are prepared to represent your interests at the negotiating table or in the courtroom.

If you have auto insurance coverage and your insurance company denies your claim, you will need to prove the legitimacy and value of your claim. Preparing detailed evidence and thoroughly completed paperwork and knowing the best way to present your claim can make the difference in the outcome of your case.

When you’ve suffered serious injury as a result of a car accident with an uninsured or underinsured driver, you need the Manhattan, New York lawyers of Schwartzapfel Partners P.C. to be at your side. With more than 150 years of combined experience, our Manhattan New York car accident attorneys are well prepared to handle all your legal needs.

Call our Manhattan car, taxi, truck and motorcycle accident attorneys at Schwartzapfel Partners P.C. today at 1.800.966.4999 or use our convenient online contact form for a free case evaluation. You can also call our office at 212.921.4500 or click here for a map to our Manhattan office at 51 East 42nd Street, Suite 1208, New York, NY 10017. We also serve clients in The Bronx, Brooklyn, Queens and Staten Island.